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Women and men sit in a circle under a tree for a Maal Microfinance financial education session

Who we serve

Built for the people who keep Somalia’s economy moving

Many of our clients have never had a bank account or collateral to offer, and nine in ten are women and young people. Here is who we serve, and what we offer each of them.

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Our clients

Six groups, one approach

Financing that fits how each group earns, with savings and training alongside.

  • Customers wait in the Maal Microfinance branch while staff at service desks help clients

    Women entrepreneurs

    Women run many of Somalia’s small shops and market stalls, but few own the assets lenders usually ask for. Marwo & Maal provides capital to start or grow a business, without collateral.

    Products and services for you

  • A young entrepreneur sits in his cosmetics shop

    Young people

    For 18 to 35-year-olds starting out: start-up capital, mentorship and training, with free business advice from Talo Maal.

    Products and services for you

  • A farmer tends a field of maize and groundnuts in Afgooye while goats graze nearby

    Farmers and herders

    Seeds, fertiliser, irrigation, farm equipment and livestock — for individual farmers, herders and producer groups.

    Products and services for you

  • A fisherman holds up his catch on a small boat off the Somali coast

    Fishing communities

    Boats, nets, fishing equipment and cold storage for fishermen and fisherwomen who want to land more and reach more markets.

    Products and services for you

  • Entrance of the Maal Microfinance L.T.D office with the Maal logo above the door

    Traders and small businesses

    Working capital, stock and machinery for shops, wholesalers and small manufacturers, plus digital bookkeeping with Xisaab Maal.

    Products and services for you

  • Women and men sit in a circle under a tree for a Maal Microfinance financial education session

    Cooperatives and groups

    Collective financing for cooperatives and producer groups in the Tooko community, built on shared responsibility among members.

    Products and services for you

See yourself here?

Apply in a few minutes, or visit your nearest branch to talk it through.

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A young entrepreneur sits in his cosmetics shop