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CBS

Groups & cooperatives

Iska-Maal

Cooperative financing

Accessible financing that helps cooperative groups scale and work more efficiently.

ISKA-MAAL is a cooperative financing product designed for cooperative groups in Somalia. It provides accessible financing to scale their businesses, improve operational efficiency and boost economic growth. It promotes collective responsibility, solidarity and self-sufficiency among members, and encourages innovation, sustainability and environmentally friendly practices.

Who it’s for

Cooperative groups

Eligibility

  • Cooperative groups within the Tooko community
  • Members aged 18–60

What you can finance

  • Scaling cooperative businesses
  • Operational efficiency
  • Wider market reach

Documents

A loan officer will confirm which documents are needed for your application.

How to apply

Apply now or visit your nearest branch. Our team will review your request and contact you.

Questions

Is this financing Sharia-compliant?

Maal Microfinance states that all of its financial products are provided in line with the principles of Sharia. Ask our team how the structure of your financing works.

Does applying online mean my financing is approved?

No. An online application lets our team start an assessment. Every request is reviewed, and the final amount and term depend on that assessment.

Other products

Taak-Maal

Producer group financing · Groups & cooperatives