Skip to main content

CBS

Trade & manufacturing

Birmaal

Manufacturing financing

For entrepreneurs expanding production, buying machinery or upgrading technology.

Financing amount
$1,000 – $5,000
Term
1–12 months

Overview

Birmaal addresses the financing needs of entrepreneurs and businesses in manufacturing — whether expanding production capacity, purchasing machinery or investing in technology upgrades. Supporting manufacturers contributes to job creation, local production and economic growth.

What you can finance

  • Production capacity
  • Machinery
  • Technology upgrades

Who it’s for

Small manufacturers and producers

Documents

A loan officer will confirm which documents are needed for your application.

How to apply

Apply now or visit your nearest branch. Our team will review your request and contact you.

Questions

Is this financing Sharia-compliant?

Maal Microfinance states that all of its financial products are provided in line with the principles of Sharia. Ask our team how the structure of your financing works.

Does applying online mean my financing is approved?

No. An online application lets our team start an assessment. Every request is reviewed, and the final amount and term depend on that assessment.

Savings & services

Services that support you

  • A young entrepreneur sits in his cosmetics shopAdvice & financial education

    Talo Maal

    Talo Maal free business consultations

    Personalised, free business consultations for start-ups and existing small businesses.

    Learn more
  • A trader at the counter of his mobile phone and electronics shopAdvice & financial education

    Maal Academy

    Maal Academy on-site business counselling

    Qualified business counsellors visit clients at their premises for personalised guidance.

    Learn more
  • A woman entrepreneur stands in her café beside the espresso machineDigital tools

    Xisaab Maal

    Xisaab Maal digital bookkeeping

    A digital platform for small business owners to manage financial transactions, with free learning sessions.

    Learn more

Other products

  • A trader at the counter of his mobile phone and electronics shop

    Trade & manufacturing

    Beecmaal

    Trade financing

    Working capital and inventory financing for SMEs, traders, wholesalers and retailers.

    Learn more
  • A woman farmer stands in her field of maize and groundnuts

    Farming, livestock & fisheries

    Beermaal

    Agricultural financing

    Financing for small-scale farmers to expand operations, buy inputs and improve irrigation.

    Learn more
  • A herder with his camels in a livestock yard

    Farming, livestock & fisheries

    Xoolomaal

    Livestock financing

    For livestock farmers and traders buying animals and improving husbandry.

    Learn more