Skip to main content

CBS

Women & youth

Marwo & Maal

Women's empowerment financing

Capital for women entrepreneurs to start or grow a business.

Financing amount
$50 – $2,000
Term
3–12 months
Repayment
Daily · Weekly · Monthly
A woman trader in her fabric and clothing shop

Overview

Recognising the crucial role of women in the economy, Marwo & Maal gives women entrepreneurs access to tailored financial products and services. It provides the capital to start or expand a business, supporting economic independence and gender equality.

What you can finance

  • Starting a business
  • Expanding an existing business

Who it’s for

Women entrepreneurs

Eligibility

  • Women aged 18–60
  • Low-income women running or starting a business

Documents

A loan officer will confirm which documents are needed for your application.

How to apply

Apply now or visit your nearest branch. Our team will review your request and contact you.

Questions

Is this financing Sharia-compliant?

Maal Microfinance states that all of its financial products are provided in line with the principles of Sharia. Ask our team how the structure of your financing works.

Does applying online mean my financing is approved?

No. An online application lets our team start an assessment. Every request is reviewed, and the final amount and term depend on that assessment.

Savings & services

Services that support you

  • A woman entrepreneur stands in her café beside the espresso machineDigital tools

    Xisaab Maal

    Xisaab Maal digital bookkeeping

    A digital platform for small business owners to manage financial transactions, with free learning sessions.

    Learn more
  • A Maal Microfinance officer helps a customer at a branch service desk while others waitPayments & family support

    Foreign Exchange

    Foreign exchange services

    Currency exchange for individuals, businesses and organisations.

    Learn more
  • A young entrepreneur sits in his cosmetics shopAdvice & financial education

    Talo Maal

    Talo Maal free business consultations

    Personalised, free business consultations for start-ups and existing small businesses.

    Learn more

Other products

  • A young man stands in front of his red tuk-tuk

    Women & youth

    Muruq Maal

    Youth entrepreneur financing

    Financing, mentorship and training for young entrepreneurs.

    Learn more
  • A woman farmer stands in her field of maize and groundnuts

    Farming, livestock & fisheries

    Beermaal

    Agricultural financing

    Financing for small-scale farmers to expand operations, buy inputs and improve irrigation.

    Learn more
  • A herder with his camels in a livestock yard

    Farming, livestock & fisheries

    Xoolomaal

    Livestock financing

    For livestock farmers and traders buying animals and improving husbandry.

    Learn more