Digital toolsXisaab Maal
Xisaab Maal digital bookkeeping
A digital platform for small business owners to manage financial transactions, with free learning sessions.
Learn moreLicensed by the Central Bank of SomaliaCBS
Online accounts are on their way
Soon you will be able to sign in and follow your savings and financing online. Until then, call 2773 or visit your branch.
Women & youth
Women's empowerment financing
Capital for women entrepreneurs to start or grow a business.

Recognising the crucial role of women in the economy, Marwo & Maal gives women entrepreneurs access to tailored financial products and services. It provides the capital to start or expand a business, supporting economic independence and gender equality.
Women entrepreneurs
A loan officer will confirm which documents are needed for your application.
Apply now or visit your nearest branch. Our team will review your request and contact you.
Maal Microfinance states that all of its financial products are provided in line with the principles of Sharia. Ask our team how the structure of your financing works.
No. An online application lets our team start an assessment. Every request is reviewed, and the final amount and term depend on that assessment.
Savings & services
Digital toolsXisaab Maal digital bookkeeping
A digital platform for small business owners to manage financial transactions, with free learning sessions.
Learn more
Payments & family supportForeign exchange services
Currency exchange for individuals, businesses and organisations.
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Advice & financial educationTalo Maal free business consultations
Personalised, free business consultations for start-ups and existing small businesses.
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Women & youth
Youth entrepreneur financing
Financing, mentorship and training for young entrepreneurs.
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Farming, livestock & fisheries
Agricultural financing
Financing for small-scale farmers to expand operations, buy inputs and improve irrigation.
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Farming, livestock & fisheries
Livestock financing
For livestock farmers and traders buying animals and improving husbandry.
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