Digital toolsXisaab Maal
Xisaab Maal digital bookkeeping
A digital platform for small business owners to manage financial transactions, with free learning sessions.
Learn moreLicensed by the Central Bank of SomaliaCBS
Online accounts are on their way
Soon you will be able to sign in and follow your savings and financing online. Until then, call 2773 or visit your branch.
Trade & manufacturing
Trade financing
Working capital and inventory financing for SMEs, traders, wholesalers and retailers.

Trade drives economic development. Beecmaal provides financial solutions to SMEs, traders, wholesalers and retailers so they can access working capital, secure inventory and strengthen their distribution networks.
SMEs, traders, wholesalers and retailers
A loan officer will confirm which documents are needed for your application.
Apply now or visit your nearest branch. Our team will review your request and contact you.
Maal Microfinance states that all of its financial products are provided in line with the principles of Sharia. Ask our team how the structure of your financing works.
No. An online application lets our team start an assessment. Every request is reviewed, and the final amount and term depend on that assessment.
Savings & services
Digital toolsXisaab Maal digital bookkeeping
A digital platform for small business owners to manage financial transactions, with free learning sessions.
Learn more
Payments & family supportForeign exchange services
Currency exchange for individuals, businesses and organisations.
Learn more
Advice & financial educationTalo Maal free business consultations
Personalised, free business consultations for start-ups and existing small businesses.
Learn moreTrade & manufacturing
Manufacturing financing
For entrepreneurs expanding production, buying machinery or upgrading technology.
Learn more
Farming, livestock & fisheries
Agricultural financing
Financing for small-scale farmers to expand operations, buy inputs and improve irrigation.
Learn more
Farming, livestock & fisheries
Livestock financing
For livestock farmers and traders buying animals and improving husbandry.
Learn more