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Energy & housing

Housing & Real Estate

Housing and real estate financing

Helping clients take control of their living situation and invest in a home.

Financing amount
$2,000 – $5,000
Term
1–12 months

Overview

Access to affordable housing is a fundamental need and a persistent challenge for many clients. Maal Microfinance's housing and real estate product helps clients take control of their living situation and invest in their long-term financial well-being.

What you can finance

  • Home improvement
  • Investing in housing

Who it’s for

Individuals and families

Documents

A loan officer will confirm which documents are needed for your application.

How to apply

Apply now or visit your nearest branch. Our team will review your request and contact you.

Questions

Is this financing Sharia-compliant?

Maal Microfinance states that all of its financial products are provided in line with the principles of Sharia. Ask our team how the structure of your financing works.

Does applying online mean my financing is approved?

No. An online application lets our team start an assessment. Every request is reviewed, and the final amount and term depend on that assessment.

Savings & services

Services that support you

  • Entrance of the Maal Microfinance L.T.D office with the Maal logo above the doorSavings & investment

    Taran

    Taran fixed saving (Mudaraba)

    Deposit funds for a fixed term and receive a portion of the profits earned from investing the pooled resources.

    Learn more
  • Customers wait in the Maal Microfinance branch while staff at service desks help clientsSavings & investment

    Tooko

    Tooko savings service

    An adaptation of the traditional Ayuuto/Hagbad system that builds a culture of saving and investment among low-income individuals and small business owners.

    Learn more
  • A tuk-tuk owner stands beside his three-wheeler on a Mogadishu streetPayments & family support

    Tanaad

    Tanaad family payment programme

    Make one annual payment and Maal Microfinance distributes monthly payments to the people you support — at home or abroad.

    Learn more

Other products

  • Energy & housing

    Tamar Maal

    Renewable energy financing

    Solar panels and energy-efficient equipment for households and businesses.

    Learn more
  • A woman farmer stands in her field of maize and groundnuts

    Farming, livestock & fisheries

    Beermaal

    Agricultural financing

    Financing for small-scale farmers to expand operations, buy inputs and improve irrigation.

    Learn more
  • A herder with his camels in a livestock yard

    Farming, livestock & fisheries

    Xoolomaal

    Livestock financing

    For livestock farmers and traders buying animals and improving husbandry.

    Learn more